Back on Track:

Your Path to Better Credit

Our legally sound and compliant approach to addressing your credit concerns provides the guidance and support you need to work toward financial recovery. Better credit can open the door to a world of new opportunities.

YOUR TRAIN IS COMING

Did you know having good credit is BETTER than having money in the bank? That’s because when you pay cash, your “capital investment” is 100% up-front – but when you use credit you only have to pay the interest and you can use the borrowed money immediately!

Back On Track helps you start again fresh, so you can enjoy the benefits of credit all over again!

WHAT CAN GOOD CREDIT DO FOR YOU?

WHAT CAN BE REMOVED FROM YOUR CREDIT?

Get aboard the Back on Track train to boost your credit scores… “All you need is a train ticket!” 😊

Who We Are

Our services aims to assist our clients in improving their credit ratings through a variety of legally sound channels. Many of our clients get excellent credit as a result of our services and are able to drastically improve their quality of life and make better financial decisions for years to come.

If you want to resolve your damaging credit factors, rebuild your score and set yourself up for a life of financial security, you’ve come to the right place. We’ll work with you right away to examine your credit needs and pinpoint the source of your credit problems. Your Path to Better Credit

YANDY SMITH

“Pascha Nixon is turning No’s to Yesses, and getting credit application approved.”

Joc

“Your financial picture is a direct representation of who you are.”

Letoya Luckett

“Back on Track is changing credit whether you have bad credit or no credit at all.”

THERE’S NO PLACE LIKE A NEW HOME.

WE CAN HELP YOU GET THERE

Imagine… Spending your days in a beautiful house, relaxing and thinking to yourself, “Wow, I really did it!” We understand the struggle, the time and the work it takes to get what you want.

No matter how challenging the road to your dream home might seem, our team can help you get there smoothly and effectively. The keys to our new home are waiting just beyond your newly boosted credit score. Get Back On Track today towards your new home!

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FIRST CAR, NEW CAR OR JUST A TRADE IN?

WE CAN MAKE THAT HAPPEN TOO.

Some days, getting approved for a car loan can feel challenging. At Back On Track, we help guide customers on the path to better credit, and many have seen significant improvements within 90 days after reaching out to us.

Upgrade, buy brand new, or give yourself the ride you really deserve – the choice is yours. We’re just here to get you Back On Track towards living the life you really want.

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NEED FUNDING?

Get funding on Back On Track

We can help you erase your debt, flood your business with cash, or just have some extra funds to play within as little as 4-6 weeks! You need money to make money, so we provide the seed capital, so you can grow it however you want. Invest it, make smart financial decisions, and ultimately get Back On Track towards your bright financial future!

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how we work

Step 1

Gather your Information

We'll need some information. To authenticate your identity and safely extract your credit score and report.

Step 2

Review your score and negative items

Following that, we'll provide you with a free credit score, report summary, and negative item breakdown.

Step 3

Recommended credit solution

We will recommend the optimal service level for your credit position based on your credit.

Choose your Ticket

Getting Back On Track is easy, all you need is a train ticket. But choose wisely! The better your ticket, the faster you’ll see RESULTS!*

*(The exception is our low-income-only “Coach Ticket.” Apply for details)

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BACK ON TRACK FINANCIAL

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BACK ON TRACK FINANCIAL

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BACK ON TRACK FINANCIAL

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BACK ON TRACK FINANCIAL

THE BACK ON TRACK DIFFERENCE

In the field of credit restoration, our organization is the new golden standard. We refuse to accept the status quo and want to ensure that our clients are satisfied with all of the services we provide. With a broad spectrum of credit enhancement services, we can provide our clients with a whole new set of credit possibilities that they never thought possible.

Get on Track to Fixing your Credit

We remove erroneous, deceptive, or unverifiable information from credit reports, such as bankruptcies, charge-offs, late payments, or tax liens. Our services will provide you with the following advantages:

The best part is, Back On Track has the track record of success to back up what we say. Our client stories are filled with amazing comeback stories. We’re here to restore your future.

THE ROAD TO FINANCIAL INDEPENDENCE STARTS HERE

For over a decade, we’ve been helping people like you take on their creditors and collection agencies – and WIN! And we’d like to help you too.

After all, allowing your negative credit to hold you back in the future is a mistake. Bad credit doesn’t have to drag your finances down with rising payments month after month for the rest of your life. We’ll help you take back control and get Back On Track!

Testimonials

While you won’t be able to improve your credit overnight, small improvements made today can have a major impact tomorrow. Money management isn’t easy, but we’re here to assist you in making wise decisions for a brighter future.

Click below to watch or read more testimonials on our past and current clients.

Justin Wade

“I didn’t think buying a house was a possibility until I came across Back on Track.”

Carl Barnes

“During the pandemic, my business struggled so much until I came across Back on Track, which helped me raise my credit.”

Abigail

“If you think that your credit is ugly, you have nothing to lose and everything to gain by getting with Back on Track!”

Sophie

“I wanted to open a new business but unfortunately with Bad Credit, I couldn’t until I came across Back on Track.”

Shavonne

“She deletes collections, student loans, repossession, child support, and medical bills!”

D Will

“After receiving nothing but broken promises I had enough of it. Until I met Back on Track and after 3 months working with them I got myself a house!”

Credit Repair Solutions

SAY GOODBYE TO BAD CREDIT!

Schedule an Appointment

Although there is no quick repair for credit, it is critical to act quickly. The sooner you figure out why your grade slipped, the sooner you can work on improving it. Contact us to get your credit on track fast!