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Back on Track:
Your Path to Better Credit
Our legally sound and effortless approach to repairing your credit will help you jump several hundred points in the next three months and get your credit back on track. With good credit, the possibilities are endless.
YOUR TRAIN IS COMING
Did you know having good credit is BETTER than having money in the bank? That’s because when you pay cash, your “capital investment” is 100% up-front – but when you use credit you only have to pay the interest and you can use the borrowed money immediately!
Back On Track helps you start again fresh, so you can enjoy the benefits of credit all over again!
WHAT CAN GOOD CREDIT DO FOR YOU?
- Purchase a Brand New Car or Upgrade your Vehicle!
- Buy The Home You’ve Always Dreamed Of
- Get The Best Terms and Availability on All Loan Products
- Exclusive Access to the World’s Most Sought After Credit Cards
- Purchase a Brand New Car or Upgrade your Vehicle!
- Buy The Home You’ve Always Dreamed Of
- Get The Best Terms and Availability on All Loan Products
- Exclusive Access to the World’s Most Sought After Credit Cards
WHAT CAN BE REMOVED FROM YOUR CREDIT?
- Charge-offs and Collections
- Late Payments & Hard Inquiries
- Repossessions
- Bankruptcies
- Evictions
- Medical Bills
- Student Loans
Get aboard the Back on Track train to boost your credit scores… “All you need is a train ticket!” 😊
Who We Are
Our services aims to assist our clients in improving their credit ratings through a variety of legally sound channels. Many of our clients get excellent credit as a result of our services and are able to drastically improve their quality of life and make better financial decisions for years to come.
If you want to resolve your damaging credit factors, rebuild your score and set yourself up for a life of financial security, you’ve come to the right place. We’ll work with you right away to examine your credit needs and pinpoint the source of your credit problems. Your Path to Better Credit
YANDY SMITH
“Pascha Nixon is turning No’s to Yesses, and getting credit application approved.”
Joc
“Your financial picture is a direct representation of who you are.”
Letoya Luckett
“Back on Track is changing credit whether you have bad credit or no credit at all.”
THERE’S NO PLACE LIKE A NEW HOME.
WE CAN HELP YOU GET THERE
Imagine… Spending your days in a beautiful house, relaxing and thinking to yourself, “Wow, I really did it!” We understand the struggle, the time and the work it takes to get what you want.
No matter how challenging the road to your dream home might seem, our team can help you get there smoothly and effectively. The keys to our new home are waiting just beyond your newly boosted credit score. Get Back On Track today towards your new home!
Testimonials
FIRST CAR, NEW CAR OR JUST A TRADE IN?
WE CAN MAKE THAT HAPPEN TOO.
Some days, it might feel like you need a miracle to get approved for a car loan. But Back On Track customers can usually go “from zero to new car” in 90 days after calling us!
Upgrade, buy brand new, or give yourself the ride you really deserve – the choice is yours. We’re just here to get you Back On Track towards living the life you really want.
Testimonials
NEED FUNDING?
Get funding on Back On Track
We can help you erase your debt, flood your business with cash, or just have some extra funds to play within as little as 4-6 weeks! You need money to make money, so we provide the seed capital, so you can grow it however you want. Invest it, make smart financial decisions, and ultimately get Back On Track towards your bright financial future!
- Real Financial Help
- Confidential Financial Advice
- Exclusive Access to Our Finance Experts
Testimonials
how we work
Gather your Information
We'll need some information. To authenticate your identity and safely extract your credit score and report.
Review your score and negative items
Following that, we'll provide you with a free credit score, report summary, and negative item breakdown.
Recommended credit solution
We will recommend the optimal service level for your credit position based on your credit.
Choose your Ticket
Getting Back On Track is easy, all you need is a train ticket. But choose wisely! The better your ticket, the faster you’ll see RESULTS!*
*(The exception is our low-income-only “Coach Ticket.” Apply for details)
Click to Reveal Ticket
- 4 Months Of Unlimited Disputes
- 24/7 Online Portal Access
- Inquiry Removal Up to 25 Inquiries per bureau
- Extensive Credit Audit
- Credit Rebuilding Guide-Boost Your Score up to 100 points
- Unlimited Case Reviews
- Unlimited Telephone/Email Support
- 4 month service warranty W/ Reinsertion Protection
- Up to 12 Months Of Unlimited Support and Unlimited Disputes
- Includes Disputes For Collections, Charegoffs, Medical Bills, Student Loans, Late Payments And up to 50 inquiries All Negative Items Except Bankruptcies
- For 54.00 More Per Month You Can Add A Tradeline With A 15k limit
- First Results In 90 days or Less
- Extensive Credit Audit
- Credit Building Guide-Boost Your Score Up To 100 Point
- 24/7 Online Portal Access
- Service Warranty W Reinsertion Protection
- Credit Rebuilding Coaching Session W/Staff
- Unlimited Case Reviews W/Staff
- Unlimited Telephone/Email Support W/Credit Expert
- 3 Months of Unlimited Disputes
- 24/7 Online Portal Access
- Inquiry Removal up to 15 Inquiries per Bureau
- Extensive Credit Audit
- Credit Rebuilding Guide-Boost Your Score up to 100 points
- Credit Rebuilding Coaching Session
- Unlimited Case Reviews Every 45 Days
- Unlimited Telephone/Email Support/Text Support
We protect you if any accounts that we have removed return to your credit report we prepare documentation to fight this violation of your rights using the direct law from the Fair Credit Reporting Act.
- 3-months service warranty W Reinsertion Protection[?]
BACK ON TRACK FINANCIAL
Click to Reveal Ticket
- 5 Months Of Unlimited Disputes
- 24/7 Online Portal Access
- Unlimited Inquiry Removal
- Bankruptcy Removal
- Removal Of outdated Personal Information
- Credit Rebuilding Guide-Boost Your Score up to 100 points
- Credit Rebuilding Guide Video -Boost Your Score up to 100 points
- Advanced Tactic Disputes and Strategies
- 5 month service warranty W Reinsertion Protection
- 4 Months of Unlimited Disputes
- 24/7 Online Portal Access
- Inquiry Removal up to 25 Inquiries per Bureau
- Extensive Credit Audit
- Credit Rebuilding Guide-Boost Your Score up to 100 points
- Credit Rebuilding Coaching Session
- Unlimited Case Reviews Every 45 Days
- Unlimited Telephone/Email Support/Text Support
We protect you if any accounts that we have removed return to your credit report we prepare documentation to fight this violation of your rights using the direct law from the Fair Credit Reporting Act.
- 4-months service warranty W Reinsertion Protection[?]
BACK ON TRACK FINANCIAL
Click to Reveal Ticket
- 1 Free Tradeline!!!- Authorized User Line Of Credit
- Guaranteed 1 high limit of 40k
- 6 Months Of Unlimited Disputes
- 24/7 Online Portal Access
- Unlimited Inquiry Removal
- Credit Rebuilding Guide Video -Boost Your Score up to 100 points
- Bankruptcy Removal
- Card Spending and Tradeline Building Guidance
- Removal Of outdated Personal Information
- Advanced Tactic Disputes and Strategies
- Debt Validation To Collection Agencies
- 6 month service warranty W Reinsertion Protection
- 5 Months of Unlimited Disputes
- Removal Of outdated Personal Information
- Unlimited Inquiry Removal
- Bankruptcy Removal
- 1 Credit Rebuilding Coaching Session W/CEO
- Advanced Tactic Disputes and Strategies
- Debt Validation To Collection Agencies
- Custom Letters Sent To Creditors And Credit Bureaus
- Unlimited Disputes on “New” Derogatory Accounts Added [?]
We protect you if any accounts that we have removed return to your credit report we prepare documentation to fight this violation of your rights using the direct law from the Fair Credit Reporting Act.
- 5-months service warranty W Reinsertion Protection[?]
BACK ON TRACK FINANCIAL
Click to Reveal Ticket
- 2 Free Tradelines!!!- Authorized User Line Of Credit
- Guaranteed two high limits of 80k-For a total of 80k in tradelines
- 7 Months Of Unlimited Disputes
- Free Vacation
- 24/7 Online Portal Access
- Unlimited Inquiry Removal
- Credit Rebuilding Guide Video -Boost Your Score up to 100 points
- Credit Rebuilding Coaching Sessions W/CEO
- Bankruptcy Removal
- Card Spending and Tradeline Building Guidance
- Removal Of Outdated Personal Information
- Custom Letters Sent To Creditors And Credit Bureaus Made by CEO
- Advanced Tactic Disputes and Strategies
- Debt Validation To Collection Agencies
- 7 month service warranty W Reinsertion Protection
- Includes 3 one on one case review sessions /working directly with CEO and Senior Credit Analystof Unlimited Disputes
- 6 Months of Unlimited Disputes
- Bankruptcy Removal
- Unlimited Case Reviews Every 45 days W/CEO
- 1 Credit Rebuilding Coaching Session W/CEO
- Advanced Tactic Disputes and Strategies
- Debt Validation To Collection Agencies
- Custom Letters Sent To Creditors And Credit Bureaus Made by CEO
- 2 Free Authorized User Lines Of Credit
- Guaranteed one high limit 20k or above
- Advanced Fast Track Tactics
We protect you if any accounts that we have removed return to your credit report we prepare documentation to fight this violation of your rights using the direct law from the Fair Credit Reporting Act.
- 6-months service warranty W Reinsertion Protection[?]
BACK ON TRACK FINANCIAL
THE BACK ON TRACK DIFFERENCE
In the field of credit restoration, our organization is the new golden standard. We refuse to accept the status quo and want to ensure that our clients are satisfied with all of the services we provide. With a broad spectrum of credit enhancement services, we can provide our clients with a whole new set of credit possibilities that they never thought possible.
- We Deliver The Best Results - Guaranteed.
ALBE BLACK
“I had to level up, trust me spend your stimulus check on getting right.”
Hazel E
“They have been known to boost their clients scores over 150 points!”
Hitman Holla
“They have gotten thousands of their clients to get homes and brand new vehicles. Check them out!”
Get on Track to Fixing your Credit
We remove erroneous, deceptive, or unverifiable information from credit reports, such as bankruptcies, charge-offs, late payments, or tax liens. Our services will provide you with the following advantages:
- A huge leap of hundreds of points in your credit score
- Higher credit limits and new credit options at unbelievable rates
- Erasing any and ALL items that weren’t your fault
- Save thousands of dollars in interest every single year
- The freedom to pursue top-level jobs that depend on your credit score
- The feeling of total relief and freedom that can only come from breaking the chains of bad credit on your life!
- And so much more!
The best part is, Back On Track has the track record of success to back up what we say. Our client stories are filled with amazing comeback stories. We’re here to restore your future.
THE ROAD TO FINANCIAL INDEPENDENCE STARTS HERE
For over a decade, we’ve been helping people like you take on their creditors and collection agencies – and WIN! And we’d like to help you too.
After all, allowing your negative credit to hold you back in the future is a mistake. Bad credit doesn’t have to drag your finances down with rising payments month after month for the rest of your life. We’ll help you take back control and get Back On Track!
Testimonials
While you won’t be able to improve your credit overnight, small improvements made today can have a major impact tomorrow. Money management isn’t easy, but we’re here to assist you in making wise decisions for a brighter future.
Click below to watch or read more testimonials on our past and current clients.
Justin Wade
“I didn’t think buying a house was a possibility until I came across Back on Track.”
Carl Barnes
“During the pandemic, my business struggled so much until I came across Back on Track, which helped me raise my credit.”
Abigail
“If you think that your credit is ugly, you have nothing to lose and everything to gain by getting with Back on Track!”
Sophie
“I wanted to open a new business but unfortunately with Bad Credit, I couldn’t until I came across Back on Track.”
Shavonne
“She deletes collections, student loans, repossession, child support, and medical bills!”
D Will
“After receiving nothing but broken promises I had enough of it. Until I met Back on Track and after 3 months working with them I got myself a house!”
SAY GOODBYE TO BAD CREDIT!
Schedule an Appointment
Although there is no quick repair for credit, it is critical to act quickly. The sooner you figure out why your grade slipped, the sooner you can work on improving it. Contact us to get your credit on track fast!
